Latest Articles

Debt to Income Ratio (DTI)

What is the typical debt to income ratio? Let’s talk about your debt-to-income ratio or DTI for short. If you have a really high debt to income ratio there’s no sense in applying for a loan quite yet. You don’t need the hard inquiries on your credit! It cost me $35 every time I pull […]

Va Loan Appraisal Process

Understanding the VA Loan appraisal process The appraisers main job is to assess: Fair market value Compliance with Minimum Property Requirements The VA Appraisal Timeline VA appraisals are ordered through the VA portal. The appraisal request is sent to the next available appraiser. There are only a handful of VA certified appraisers in Middle TN […]