Latest Articles

How Does A Va Loan Work?

How Does A Va Loan Work? If you’re a veteran and you have VA eligibility and you qualify for the loan then you can get a VA loan with no money down with really low-interest rates.  What happens in the background is, they take your loan and if you meet all the VA guidelines, and […]

Debt to Income Ratio (DTI)

What is the typical debt to income ratio? Let’s talk about your debt-to-income ratio or DTI for short. If you have a really high debt to income ratio there’s no sense in applying for a loan quite yet. You don’t need the hard inquiries on your credit! It cost me $35 every time I pull […]