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The VA Home Loan Guide

Everything you need to know about the VA Loan

I have been teaching the VA loan to realtors and Veterans since I entered the business in 2008. Over the years, I have fine-tuned this booklet and now have it into an impactful, easy to read, quick, everything you need to know about the VA loan. Here we will cover topics like:

  • Common misconceptions
  • FAQ’s
  • Qualification requirements
  • Credit requirements
  • Income requirements
  • Property requirements
  • What makes a good loan?
  • How much can you afford?
  • What underwriters like to see

Download your free copy now

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Why VA Loans?

Not only are VA loans my specialty, but also, here in Tennessee, we have a TON of new construction going on. I have specialized in VA loans since separating from active duty military in 2008.

Furthermore, I feel it my obligation to make sure my Tennessee neighbors get the best interest rates possible on their VA loans. VA loans have been an incredible asset for the Tennessee housing market, allowing veterans to access loans with excellent terms and competitive rates. If you’re looking for an affordable loan in Tennessee, a VA loan is what you’re looking for.

VA loans are backed by the U.S. Department of Veterans Affairs

making them great for veterans and current service members who qualify. VA loans provide unique benefits like no down payment and no private mortgage insurance, so they can often result in lower payments over time. VA loans are a great option in Tennessee if you’re looking to buy a home or refinance your mortgage.

Meet Marshall Sparkman

I created Sparkman Lending to look my friends and clients in the eye and say, “I am getting you the best deal possible”. Why? Because it is the right thing to do. Clients receive that, and God honors it. The benefit of working with an independent mortgage broker is that I can shop all the mortgage servicing companies nationwide to see who is offering the best deal for your scenario that day. I feel like I am still in the military serving my fellow soldiers only now; it’s one family at a time. It is very fulfilling to know I can still serve in this way. Call me now to discuss how we can serve you and your family!